| Account |
| Savings |
| Checking |
| Club Accounts* |
| Money Market Accounts** |
| $20,000.00-49,999.99 |
| $50,000.00 and over |
| Share Certificates |
| 6 Month |
| 12 Month |
| 24 Month |
| 36 Month |
| 60 Month |
| Rate |
| 0.15% |
| 0.05 |
| 0.15 |
| 0.20 |
| 0.25 |
| 0.30 |
| Rate |
| 0.50 |
| 0.60 |
| 1.00 |
| 1.50 |
| 2.00 |
| APY |
| 0.15% |
| 0.05 |
| 0.15 |
| 0.20 |
| 0.25 |
| 0.30 |
| APY |
| 0.50 |
| 0.60 |
| 1.00 |
| 1.51 |
| 2.02 |
| 1.10 |
1.11 |
| 1.60 |
1.61 |
| 2.10 |
2.12 |
| Penalty |
Minimum |
N/A |
$50.00 |
N/A |
N/A |
| $5.00/SW |
N/A |
N/A |
$2,500.00
|
| Penalty |
Minimum |
| 90 days |
$2,000.00 |
| 90 days |
$2,000.00 |
| 90 days |
$2,000.00 |
| 180 days |
$2,000.00 |
| 180 days |
$2,000.00 |
Savings Product Rates
as of 11/1/2009
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